Why Local Businesses Need Web Sites: Selling Pizzas in Zimbabwe

 

You just gotta have a web site. Period.

A web site that promotes your real world store can not only boost profits, it can eliminate routine chores that currently eat up a lot of time. When you own your own business, time is money.

 

The Costs

The cost of a fully functional, secure, commercial web site aren’t what you think they are. With a little help (actually you can do it all by yourself) you can have a web site up and running in just a few hours – a web site complete with a secure checkout, a blog, product pix and all of the other bells and whistles you expect from today’s web sites.

The costs are surprisingly low if you go with the right web host – the company that will rent server (computer) space that’ll hook you in to the world wide web. Prices as low as $7.00 a month get you plenty of disc server space and a box full of free site building tools – free. So, for less than $100 a year, you can have a web site open 24/7 selling your goods and services. Cost should not be a factor when deciding on whether to build a site or not.

Saving Time

Working in your store each day takes up a certain amount of time for administrative chores. You process credit card orders, make deposits at the bank, keep track of inventory and expenses – all activities that take away from the one thing you should be doing and that is taking care of your customers.

With a web site, payment collection is automated, order print outs can be printed for fulfillment, deposits to the business account are automatic – it’s not exactly passive income, but it certainly won’t double your real world workload. It’ll save time.

For example, let’s say you plan a “special customers” sale available to your most highly-prized clients. A computer can help you get the word out quickly and inexpensively. That’s what auto-responders do. They notify customers by e-mail of this special sale or special event. No postage, no running to the post office and no expensive ad in the local newspaper. Instead, you send out a personalized invitation to your best customers to notify them of the impending sale.

Save time and money through the automation of many administrative functions. On-line purchases can be completely automated so that purchase price is deposited into your business account, a shipping bill and label are printed automatically and, if you use drop shippers to handle order fulfillment, all necessary information to process the order is sent to the shipper. You don’t have to do a thing.

Saving time by automating routine functions via a web site is a great way to improve your margins – additional sales without additional labor.

Using Your Website to Promote Your Business

The critical factor, here, is to create synergies between your store and your web site. And there are lots of them.

Use your web site to conduct polls and surveys to see what your real-world customers like and don’t like about their shopping experiences. Low cost promo with high end potential. After all, real world or virtual world – the customer is always right.

Develop sales leads using an on-line form. If someone in town is looking for a good price on a new furnace, you’d want to know about it, right? Well, a web site can give you name, address, telephone number and even the customer’s needs. How convenient is that?!

Use give-aways to collect e-mail addresses. These are called “opt-ins.” You give the site visitor a free pamphlet, a downloadable e-book or a printable 20% off coupon and all the visitor has to do is give you his or her e-mail address. As your e-mail list grows, so, too, does your potential customer base. Each one of these opt-ins has a relationship with you and you can stay in touch with auto-responders, keeping your company’s name and services in front of the customers.

Promote special sales and events on your site’s home page. Provide “how-to” information to keep customers coming back. The possibilities are endless. Think of a web site as a salesperson who never sleeps, never calls in sick and never complains about your management style. And all of that for less than $7.00 a month? Talk about a bargain.

Use Your Business to Promote Your Website

A web site has a certain cachet – it’s an indication that the store owners are sharp business people. And because the cost of building and operating a web site are so low, a web site is a low-cost, badge of prestige and you want as many people as possible to know you’re on-line.

Once your site is functional and all of the bugs have been worked out (pretty easy to do) it’s time to use your business to promote your web site, developing synergies that lead to sales.

First, make sure your web site URL (address) appears on all business stationery from letterhead to business cards and from invoices to adverts in local, traditional media. By telling people where to find more information about your business, your web site becomes an on-line billboard along that ‘Information Highway’. Customers who see your URL in a newspaper ad may choose to make a purchase on-line rather than drive clear across town or across state.

Design an on-line campaign to drive more people to your web site. Announce in your local newspaper advert that customers will receive a printable coupon for 15% off when they visit your web site. Of course, while they’re on-line visiting your site, entice them to make an on-line purchase, as well.

And don’t forget giveaways. T-shirts, bumper stickers, pens and other free stuff that display your web site’s URL will all generate more site traffic and, therefore, greater business efficiencies.

Explain to real-world customers that all transactions can take place on line or in person. Your web site should be a seamless extension of your actual business, enabling buyers to make purchases and payments, ask questions and even process returns. There’s plenty of software that will enable you to do this – free checkouts, free inventory managers, free shipping software – it’s all there making your job and your customers’ buying experiences easy.

Another reason to maintain a web site? Let’s say you run a local deli offering specials of the day. Your regulars will appreciate the ability to log on and see “what’s cookin’” today. Web sites are very easy to update, so use your site to keep customers up to date on daily specials, menu changes, new product lines and other helpful information. If your URL appears on all business-related paperwork, more and more people will find their way to your site. And, if they find useful information on the site, they’re more likely to visit your store one town over.

Selling Pizza in Zimbabwe?

A web site provides a world-wide presence so if you run a pizza place in Dayton, you won’t have much interest in orders from Zimbabwe – even if they want the super-deluxe special. How are you going to get it there in 30 minutes or less?

If you’re business is strictly local (it doesn’t have to be, by the way) you can use various search engine filters so that only people within a certain range will actually visit your web site, which will cut down on questions from Zimbabwe regarding the status of their order.

Localize your listings with Google and Yahoo so you’re reaching those customers who might actually visit your store or order something because they’ve been to the store before and know they can count on your quality and service.

However, don’t rule out expanding your little enterprise globally. Let’s say you run a small town hardware store. Most of your business comes from local residents looking to buy a wheelbarrow or a hammer. That doesn’t mean that you can’t ship a hammer to Zimbabwe. In fact, that’s one of the coolest things about having a web site.

One web user was looking for those plastic cases used to protect baseball cards. They’re called “screw downs” in case you didn’t know. So, instead of driving from one sports memorabilia store to the next, the buyer Goggled “screw downs” and found just what he was looking for eight states away. The buyer never would have even heard of Ed’s Sports Collectibles, or made the purchase, if old Ed hadn’t built a web site.

So, a web site can save time by automating routine tasks – everything from processing sales to answering FAQs. This frees up your time to devote to in-store customer care.

Next, you can build marketing and promotion synergies between your brick-and-mortar and your virtual on-line store, using one to promote the other.

Finally, you can do all of this for very little money. You don’t need a big, fancy expensive web site design firm and the cost of hosting a feature-rich web site are low – often less than $7.00 a month.

Now the question is – what are you waiting for? Promote your business and your products around the corner and around the world by building synergies between real and virtual worlds. You’ll be amazed at the jump in sales and just how easy it is to do.

Google Checkout: Is It Worth It?

 

Accept Credit Cards With Google Checkout - Easy!

Google Checkout is a checkout processing service that not only handles basic order processing chores, it also delivers some marketing benefits that no other checkout package can.

 

What’s Google Checkout and why should I care?

You should care because processing orders takes a big chomp out of your bottom line and anything you can do to cut those costs is a good step to take.

First, the Checkout module “bolts” right on to your existing website and fully integrates with CMS and other content and data management programs you have in place. Second, it provides customers with the very convenient “One-Click Checkout” – buyers enter shipping and credit card information once and buying is just a single click away. This generates more sales and repeat traffic simply because it’s so easy.

Finally, Google Checkout automates payment processing by providing numerous credit card options (the more payment gateways, the more sales). It processes orders interfacing seamlessly with your inventory management software and, finally, the best part – the software automatically drops payments into the company bank account. Automatic. Easy. Very cool.

The Google Cache? Really?

Look, Google has an excellent reputation among consumers of search engine services. It is, after all, the largest SE and, it appears to be taking over the world. So, if you can associate your site with Google, a bit of that gleam is reflected your way.

This is especially true if you use sponsored Google Adwords – those sponsored links that appear on every Google SERP and ubiquitously on web pages everywhere. If you use Adwords for marketing, you can display the Google Checkout badge, a little green shopping cart, on all Adwords you place. It’s a nice touch and a convenience that buyers will come to recognize in the months ahead.

Improve You Conversion Rate

Google’s Checkout is designed for online purchases, simplifying the process at every stage. So, you won’t lose as many buyers at the checkout trying to figure what to do next. Google’s Checkout GUI is simple, uncluttered and reassuring, enhancing the trust factor.
Free Adwords?

Not quite, but close. For every $1 you spend on Google’s Adwords program – an effective program, BTW – you receive $10 of processed sales for free. So, spend $100 a month on Adwords, building your business, and you’ll be able to process $1000 in sales for exactly $0.

If you exceed your Adword rebate, or you opt not to use Adwords, the processing costs are still reasonable at 2% plus $0.20 per transaction. Not bad.

Fraud Protection

And plenty of it. The system takes a proactive approach to fraud, filtering out bogus transactions before you’re burned. Google even offers a limited Payment Guarantee if you ever get a chargeback on a legit purchase.

Options and More Options

You can get started with Google Checkout in three ways. There’s easiest, easier and “I’d better call in someone who knows what they’re doing.” Let’s examine each.

Buy Now Buttons

This is the easiest way to hook up your site to Google Checkout. You simply paste snippets of Google-generated HTML code into your site’s HTML browser. That’s it. You’re hooked up and when customers click on that ‘Buy Now’ button, they’re directed through the checkout like any well-respected customer.

E-commerce Partners

Still pretty easy. All site owners have to do is enter their Merchant ID number and Merchant Key on the E-commerce Partners’ web page. This more fully integrates your existing order processing system with the new checkout.

Google Checkout API

If you aren’t sure how all the various pieces of your web site are interconnected, don’t try to install this option without a little help from your site designer or the neighbor’s kid who’s a whiz-bang at this stuff.

There are two levels of integration and, if it isn’t done properly, you may be processing orders by way of Greenland.

Easy As Pie

The hook-up you employ will depend on the extent of your product line and the need to integrate sales data with inventory, drop shipping and other order fulfillment matters. If you do you own shipping, go with option 1 or 2.

Regardless of which level of Google Checkout you select for your site, it’s all automated to keep things simple. You select the bank account where you want deposits made. You verify your account (takes a couple of days) but after that, money is deposited electronically. Nothing could be easier

Want to learn more? Want to see which hook-up is best for you? That’s easy, too. Just follow the link. You’ll be able to register and get started in just a few minutes. So, if you haven’t selected a checkout mod (there are several), or your planning to ramp up your Adwords spending, check out Google’s Checkout for benefits that no other check-out package can deliver.

Avoid the Expense of a Merchant Account

 

How You Gonna Get Paid?

When first-time, online entrepreneurs start to put together a budget they often overlook what will almost certainly be a significant expense – the cost of a merchant account. A merchant account is simply an account with a credit card company or companies that allows you to accept credit card orders. Without a merchant account, no credit cards please.

 

Now, credit cards are the most popular way to pay for items or on-line services, but check out some of the merchant account providers – resellers of merchant accounts that assume some of the risk of granting you credit. (In effect, that’s what a merchant account does. It grants you, the site owner, credit which you then pass on to your buying customers.)

These merchant account resellers often require you to sign a one- or two-year contract that means you’re going to pay a monthly fee of $30 or more for 24 months even if your site closes after two months. And that monthly ‘service charge’ never goes away. Not a problem for active, profitable sites, but a $30 bite each month might actually mean the difference between success and failure for a pushcart, start-up site selling a single ebook download and hoping to generate AdWords revenues to put the kids through college.
You’ll also get dinged a ‘per transaction fee’ (anywhere from 25 cents to 75 cents) and pay the merchant account provider a percentage of each sale on a sliding scale. Those online commercial sites that process thousands of orders daily pay the least – maybe 0.5% of each transaction. Online businesses that only process a few orders each day may pay as much as 3% of each order’s total.
So add it up. Monthly fee = $30 minimum. 25-75 cents per transaction. Plus 0.5 – 3% of the total order. Those fees, expenses and percentages are certainly going to nibble away at your bottom line, even though they don’t sound too bad. But let’s say you’re operating at a 24% margin on a small number of monthly sales. Merchant account fees can decrease your margins by as much as 20%, and that’s a big hit when you’re just starting out.
Don’t forget to add merchant account cost to your line item site budget.
And one more thing: no matter how much the merchant account reseller charges, you still may not be able to get an account – especially if you have a less-than-stellar credit history. Also, even though the merchant account will be set up in the name of your online business, you are personally responsible for all business activities and payments, whether you make a single sale or not. You pay.

It actually might make sense to skip the merchant account altogether, at least for the first few months until you start to see actual incoming revenue.
But then, how is the buyer going to pay for services rendered or goods shipped without a credit card?

Alternative Payment Methods
There are, of course, alternatives to the credit card and, with some creative copywriting on your part you can turn a negative into a positive using these alternative payment methods.

Let’s start with good, old-fashioned snail mail. Mail in a check for the order amount (six business days), wait for the check to clear (three business days) and snail mail order delivery (add another seven business days to account for handling at the warehouse). You could easily forget the order before it even arrives it takes so long to get to you. Especially in this age of one-click shopping and free overnight delivery. Using snail mail is one possibility, but you won’t get rich depending on your letter carrier’s daily visit.

However, there are web-based payment gateways that most knowledgeable web users recognize and accept. And if you construct your checkout to “highlight” the benefits of these alternative payment methods, you might actually convince a few buyers to make that first purchase.

One alternative payment method is 2checkout. Low fees, no long term contracts and available to even those whose credit records look like a disaster in the making. 2checkout, like other gateways, doesn’t actually extend credit to you or your buyer. It is simply a processing service for individuals who already have credit cards. So, because the risk is lessened, so, too, are the costs.

Another option is payQuake, another order processing service with more merchant account features that 2checkout. payQuake offers tiered services depending on the size of your online enterprise – from lite (perfect for small established sites and start-ups) all the way up to the PRO version, perfect for online businesses that process lots of orders and generate a pile of revenue. payQuake, as its website states, “[provides] merchant controlled payment processing solutions…[payQuake] is a Real Merchant Account.”

payQuake offers complete ecommerce accounts, swiped card accounts for brick and mortar outlets, international accounts, specialty merchant accounts for high risk (read high end) transactions and electronic checking.

Finally, you’ll want to open a PayPal account. PayPal, which is owned by eBay, enables buyers to charge purchases on their own credit cards or to pay by direct transfer from their checking or saving accounts. PayPal is the most recognized name in cash transferal services – one most buyers will recognize immediately. And one that most buyers will have confidence in.

Turning a Negative Into a Positive

WE DON’T WANT YOUR CREDIT CARD NUMBER!

Now that’ll grab a lot of eyeballs. Since when do e-tailors NOT want credit card numbers. When they want to protect the sensitive data of their customers or clients.

Make a point to remind customers about online credit card fraud and the risks they take whenever they give out a credit card number online. You don’t want to put your valuable customers at risk so you don’t accept credit card information directly – only through processing services like payQuake and PayPal.

Further, point out that buyers can eliminate credit card charges and over-limit fees by using PayPal to electronically transfer funds directly from the buyer’s checking or savings account into your business account. No numbers exchange hands. Just the payment. Many people prefer this method of purchase. It doesn’t run up large credit card bills and actually prevents the buyer from over-spending because, if the money isn’t in the account, the transaction won’t be made.

In other words, describe the benefits of using PayPal, payQuake and 2checkout. Lower costs (We pass the savings on to you!) and less likelihood of credit card fraud because the buyer’s credit card numbers are all stored in one place instead of dozens of big and small online sites. Buyers have confidence in PayPal and similar services because of their amazing, trouble-free histories.

So, skip the merchant account until you determine that (1) you need one and (2) that you can afford one. As a start up, every entrepreneurial penny should go into building an attractive site and promoting that site. Keep cash close at hand and hold on to every cent until you see whether this thing is actually going to fly.

You may someday decide to get a merchant account. You’ve heard many pundits state that the more payment gateways you offer, the more sales you generate. That may be true – at some point. But on the day you launch your site you may not see a single visitor. They don’t know you’re there yet. So why pay $30 a month to accept a Visa purchase that never takes place.

Wait to see how things go. You’ll know soon enough whether a merchant account is something you want or need. And, if you go with a web host that’s established and reliable, you may be able to get a break on some of those merchant account charges through your web host (and merchant account reseller, but one that actually cares that your site be successful.)